Forget black and brown. Fall’s most dapper neutral is navy, appearing on a variety of styles including the wingtip, loafer and Chelsea boot. Clockwise from left: Harrys of London's handmade loafer;Carlos Santos’ Chelsea boot with blue goring; Suede wingtip with contrast stitching by Ben Sherman; Loafer with kiltie fringe by Ted Baker; Lacoste's moc-toe boot with brick sole.